Where to start with income loss

There are many of us feeling the pinch. No quick fix when you have lost your job or have in a decrease in pay. I know it is an overwhelming feeling. We have been living on one income since December.

Where to start?

Look at what you can cut or do without-

  • We sold one of our vehicles and now that payment is gone….along with the insurance, the plates and the gas.
  • Cable- We have been cable free for a while now and I have to say we are still alive….you can do it!
  • Cell phones- we opted not to get the new phones and we are on  a month to month…If money is too tight they are going.
  • Eat what you have and see how long before you got to the store…This is something I really like to do. We seem to eat better when I have to think and plan what we will be eating.
  • Eating out has become an everyday affair for many families. When I was a kid eating out was a special treat –> today you can find a fast food menu anywhere and cheap. Things need to change!
  • Attitude is a big part of living on one income. I feel great when I can provide for my family and get down when things are really tight. Keep your chin up

Let me know what you are doing to keep more in your pocket. God’s blessings, Candy

Shop your cupboards and freezer

Hello my friends,

I wanted to talk about when money is tight. This last week when had a lot of unexpected expenses and I told my husband “we are shopping the cupboards this week”.  I am amazed all we have that was just sitting here. I also plan for our meals even making desserts which doesn’t happen all that often.

This is a great way to save money and clean out the cupboards and freezer before expiration dates. Try it and see how you can keep more in you pocket!

Have a great day, Candy

Good Day my friend

Good Day my friends I have missed you!

I have been in a transition in my life. Last December my husband and I lost our contract for our job. This was a very stressful time and I have decided that anger makes you ugly. I feel what others meant for evil God has made it into something wonderful. We have had financial struggles and are chipping away at them.. My husband got a job and this has perked him up.

When you are facing job loss or income cut we had to make some tough decisions.

  • We sold one of our vans on Craigslist (It sold in one day).  It was just silly to have two car payments and I am so happy the van we kept was paid off last month….yippeeee!
  • Our boys took the summer off instrument lessons. Ben received a scholarship and he could continue his over the summer.
  • Dave Ramsey classes to re-energize our financial goals.

What a difference a year makes! :)

I would love to hear how you are re-energizing your finances! Have a blessed day, Candy

Stockpiling

This week,  I cleaned out my cabinets and organized my stockpile. My husband have been working long days and evenings for 2 1/2 years. I needed to see what we actually have in our stockpile and this way I can plan our meals.

Why Stockpile?

  • It really is a great resource to fall back on when money is tight.
  • You know what you eat and you will have it on hand when you need that item.
  • When items are on sale adding money to your budget on a later day.

How to Stockpile?

  • Store the things you eat.
  • Inventory the items you have
  • Rotate- New items in back…older to front.

Where to store your stockpile?

  • Beware of extreme heat or cold and an excess of light. Keep in a cool, dry and dark place. This may be your cabinets, under a bed in a box or under the stairs.

How can I stockpile when I am broke?

  • You can start one or two can goods at a time.
  •  Using your coupons
  •  buy one get one free.

I stockpiling and am not hoarding. By stockpiling you have ingredients in your home and when you are really broke you can “shop in your cupboards” I have said many times when we are the most broke we eat the best. I prepare and plan our meals. When you really think about what you are going to eat you can save money.

 

If you have any stockpiling tips I would love to hear!  Have a great day, Candy

Apple of My Eye

This last weekend Randy and I were taking a drive and we passed an Apple orchard and  the special ….a bag of apples get one bag free. We got 6 bags and I made apple pie filling. Which will be for pies, apple crisp and even yogurt topping…

I have to say it feels so wonderful when you accomplish something…..enough for 23 pies in the freezer.

Apple Pie Filling

6 pounds apples- Washed, peel, core and slice apples.Treat to prevent darkening.

2 cups sugar

1/4 cup flour

1 1/2 teaspoon cinnamon

1/4 teaspoon nutmeg

2 Tablespoons lemon juice

Combine sugar, flour and spices. Rinse and drain apples; stir into sugar mixture. Let stand until juices begin to flow, about 30 minutes. stir in lemon juice. cook over medium heat until mixture begins to thicken. Ladle pie filling into freezer bags. Try to get as much air out of the bag as you can.  Lay bag  flat and let cool and place in the freezer.

Have a blessed day, Candy

Growing Green Onions

I read this some while ago and I just had to try it to see if it works. I bought green onions to put on top of our bean dip for New years eve. They leftover was in the fridge and I trimmed all of them off and put them in water.

and one week later look what we have….

The water needs to be changed every so often to keep the roots happy and healthy. Green onions can top potatoes, noodles or salads…..just cut them up. You can keep uses the plant you and eventually it will stop growing and then you know it is time to start another one!

Have a blessed day! Candy

1/2 full or 1/2 empty bag of chips?

This week  while grocery shopping I noticed  the bags of chips and pretzels are smaller and less full. The bags are full of air to appear bigger and fuller. Tonight while out chips were $4.99 a bag…..I give up! My husband is always telling me I need to give them up well maybe today was the day. Tonight with our movie we are having popcorn!

 

While getting my popcorn out of the cupboard the lid popped off and spilled out…..Now my popcorn is 1/2 full!

God’s blessings, Candy

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